Resumen
Culqi is an acquiring and payment services provider in Peru. Merchants get CulqiFull terminals for in-store sales, an online gateway, payment links and a mobile app for managing sales.
Payment methods
- bank cards;
- Yape, a popular Peruvian wallet for instant transfers by phone number;
- other digital wallets;
- POS terminal payments;
- payment links;
- an online checkout form.
Pricing
- online payments and payment links: from 3.44% per transaction;
- POS terminal: from PEN 219 as a one-off payment;
- no sign-up or monthly maintenance fee for online acceptance.
Settlement
POS sales made before 16:00 are settled the same day for accounts at selected banks. On weekends and holidays, settlement goes only to BCP accounts. The payout schedule for online sales may differ, so check it during onboarding.
Who it suits
Culqi works well for small and medium businesses in Peru that need both an in-store terminal and online payments: the lack of a monthly fee lowers the entry barrier.
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