Resumen
BDO Unibank is a Philippine bank, operating as BDO Unibank, Inc., that provides merchant acquiring and online acceptance through BDO Checkout with payment requests. Merchants receive settlement from the bank.
Methods
- local and foreign cards: Mastercard, Visa, JCB, American Express and Diners Club;
- e-wallets.
In the Philippines e-wallets have become a mass payment method, especially among shoppers without credit cards. A merchant selling to a local audience therefore needs to accept both, or some customers will drop off at checkout.
Accreditation
For accreditation the bank accepts a set of documents through its merchant acquiring offices. The profile also lists business accounts among the bank's offers for companies.
Why a bank acquirer
- payment acceptance and the settlement account in one institution;
- contracts and documents are easier to agree;
- bank-level support for high-volume companies.
Who it suits
- retail chains and stores;
- online stores selling to Filipino customers;
- service businesses that need both cards and wallets.
Terms
The market is the Philippines. Pricing, settlement timing and merchant requirements are not published; the bank sets them when opening a merchant account, taking into account the industry and transaction volume.
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