Resumen
Authorize.net is a payment gateway for online payments and recurring billing. It operates in the United States and Canada.
Methods
- payment cards;
- eCheck, an electronic check that debits the customer's bank account directly;
- e-wallets.
Recurring billing charges customers automatically on a schedule, which suits subscriptions, membership dues and installment payments for services.
US pricing
There are two options:
- all-in-one plan: USD 25 per month plus 2.9% + USD 0.30 per transaction, covering both the gateway and payment acceptance;
- gateway only: USD 25 per month, USD 0.10 per transaction and a USD 0.10 daily batch fee, for businesses that already have their own merchant account.
At high volumes the gateway-only option with your own acquirer may be cheaper, since the percentage part is set by your bank agreement. For a small business the all-in-one plan is simpler to set up.
What to clarify
Canadian pricing, settlement timing and the legal entity are not published. Ask for them before onboarding.
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