Valley Bank

Valley Bank groups its business checking accounts into packages for different stages of company growth. The legal entity is Valley National Bank, and the product range is called Small Business Checking Bundles.

What the packages include

Each package comes with a personal relationship manager and includes a debit card, mobile banking, Bill Pay, mobile check deposit and QuickBooks integration. The listed services are business checking, debit cards, bill pay, mobile deposits and QuickBooks integration. For a small company, the combination means that day-to-day cash handling, vendor payments and bookkeeping synchronisation can sit in one account relationship.

Deposit protection

The bank's official disclosure confirms FDIC membership. Statutory coverage limits, ownership categories and eligibility rules apply, so protection depends on how the deposits are held.

Who it suits

The client type is businesses. The staged packages suit a company that starts with a simple account and later needs more transactions or services, and the bank can advise which bundle matches the expected activity.

What to confirm

Monthly fees, transaction allowances, cash deposit limits and opening requirements are not given in the published description, and they should be compared across the bundles before an account is opened.