UniCredit NV/SA

UniCredit NV/SA, formerly Aion Bank, supplies the banking component of embedded finance in partnership with the technology platform Vodeno. The bank provides the regulated services, while Vodeno provides cloud banking technology. UniCredit acquired both companies in 2025, and the group's parent is UniCredit.

Services

The listed services are embedded banking, bank accounts, payments and lending. SWIFT is the stated payment channel. The published target segments are fintech companies, banks and financial institutions, and businesses and enterprises. These describe the focus of the offer and do not guarantee that a particular company will be accepted.

Entity and registration

The bank is registered in Belgium under enterprise number 0403.199.306, with its address at Square Victoria Régina 1 in Saint-Josse-ten-Noode. In the partnership, the bank acts as the banking layer and Vodeno as the cloud banking technology.

Deposit protection

The company's website states that deposits are covered by the Belgian deposit protection scheme up to 100,000 euros, provided the conditions of the scheme are met.

What to confirm

Fees, limits, onboarding steps and the list of supported countries are not given in the published description. Fintechs and businesses should ask which products fall under the bank and which under Vodeno before planning a programme.