Swap

Swap lets companies launch financial products under their own brand on its technology infrastructure. The listed services are embedded finance, white-label financial products and payment infrastructure, and the published target segment is businesses and enterprises.

What kind of provider it is Swap is a financial technology platform. It is infrastructure for building products, not a basis for treating all of its products as bank deposits or for assigning to it every BIN that its clients use. Any regulated activity in a given programme is therefore carried by the licensed partners involved in that programme.

What the facts cover The available information is limited to the service categories above. Licences, countries, currencies, fees, limits, integration methods and onboarding conditions are not stated, so these are the first points to ask about in a first conversation.

Questions worth asking Which entity holds the licence for the end customer's funds, who issues the cards, which regions are supported, how branding and compliance responsibilities are divided, and what the pricing model looks like.

Who it suits Businesses and enterprises that want to offer financial features to their own customers without building the stack themselves, and that are ready to assess the underlying licensed partners as part of due diligence.