Sutor Bank

Sutor Bank GmbH is a German bank, supervised by BaFin, that offers Banking-as-a-Service and Crypto-as-a-Service for fintech and crypto companies.

Crypto and fintech services Beyond executing crypto orders, the bank gives licensed crypto providers settlement accounts for their clients, settlement and payment infrastructure through an API. The official BaaS page explicitly includes crypto firms and fiat/crypto accounts, and a 2025 notice names Bitvavo as a settlement partner. Fiat accounts for crypto-related corporate or institutional business are explicitly in scope, although legal-entity and onboarding restrictions apply.

Products and accounts Listed services are API business and retail accounts, white-label banking, trust accounts, fiat/crypto accounts, crypto order execution and settlement and payment infrastructure. Account types include client settlement accounts, API business accounts, fiat/crypto investment accounts and trust accounts.

Clients The bank names licensed crypto companies, fintechs, embedded-finance providers and securities firms as its client types.

Who it suits Licensed crypto service providers, fintechs and platforms embedding finance that want a German bank with API access for accounts and settlement. Prices, volumes and onboarding steps are not in the available facts and should be agreed directly.