Resumen
Punjab National Bank (PNB) offers merchant acquiring to existing and new customers in India. It is a bank merchant-acquiring offering, with the full range of acceptance tools listed under one programme.
Products
The range includes POS terminals, BHIM Aadhaar Pay, Bharat QR and BHIM QR codes, and an Internet Payment Gateway for accepting cards and digital payments online. Together these cover shop counters, QR-based payments and websites.
Who it suits
Merchants in India who already bank with PNB or are willing to open a relationship with it, such as retail businesses accepting cards and UPI-style QR payments at the till and online sellers who need a gateway tied to a large public-sector bank. The bank serves both existing account holders and new customers.
Before applying
Merchant discount rates, settlement times, terminal rental and onboarding documents are not published in the summary and should be requested from the bank. It is also worth confirming which of the listed tools are offered in the applicant's city and for the applicant's business category.
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