KeyBank

KeyBank is a US bank, operating as KeyBank National Association, that serves businesses with checking and cash management products. The offer covers everyday business accounts as well as treasury services for companies with more demanding needs.

Account types The published business range includes Business Interest Checking, Business Reward Checking, the Commercial Transaction Account and the Interest on Excess Account. Interest-bearing checking suits companies that keep larger balances, while the Commercial Transaction Account is designed for businesses with heavier transaction activity.

Cash management and online banking Companies with advanced requirements can use treasury and cash management services. Online banking is available through KeyNavigator, which lets users view statements and images of cheques. These tools support day-to-day reconciliation without relying on paper records.

Deposit protection The bank discloses membership in the Federal Deposit Insurance Corporation (FDIC). As with any FDIC coverage, statutory limits, ownership categories and eligibility rules apply, so a business holding large balances should check how its deposits are covered.

Who it suits The product set targets US businesses looking for a conventional bank relationship. Fees, minimum balances and interest rates differ by account and are not listed here, so request the current schedule before opening.