Interbank Perú

Interbank Perú offers Interbank Cuenta Negocios, a digital current account in Peruvian soles (PEN) and US dollars (USD) for eligible entrepreneurs and companies. The legal entity is Banco Internacional del Perú S.A.A.

Who can open it The account is available to residents of Peru. Eligible clients are RUC 10 entrepreneurs and RUC 20 companies with annual sales below PEN 5 million and no more than two legal representatives. These limits apply to online opening.

Fees The monthly fee is waived when the client makes at least one transaction a month and keeps an average balance of PEN 3,000 or USD 1,000. Otherwise the standard tariff applies.

Who it suits The account fits small Peruvian businesses and sole entrepreneurs that want a digital account and can maintain the required balance in either currency. Larger companies, or those with more than two representatives, fall outside the online route and should ask the bank about alternatives. The data does not describe card options, transfer fees or international services.