Resumen
First Bank of Nigeria Limited, known as FirstBank Nigeria, offers merchant acquiring with point-of-sale terminals that accept Visa, Mastercard and Verve cards. The bank states that settlement is made the same day for its POS product and that reporting is provided.
Products The listed services are merchant acquiring, POS, SoftPOS, QR and pay by transfer. FirstPOS lets a merchant use a compatible mobile device for contactless payments, QR and transfers, which removes the need for a separate terminal in some cases.
Fees For FirstPOS the bank publishes no deployment fee and a standard merchant service charge of 0.5% per transaction. Terms for standard terminals are not given in the material and should be confirmed with the bank.
Who it suits Nigerian merchants of any size that want card, QR and transfer acceptance with same-day payout, including small sellers who prefer to take payments on a phone. The document list for onboarding and the settlement account requirements are also best confirmed with the bank.
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