FinXP

FinXP offers corporate euro IBANs, card programmes and settlement infrastructure for companies and financial platforms. The operating entity is FinXP Limited, a Maltese electronic money institution supervised by the Malta Financial Services Authority (the licence number is not given in the material).

Services The listed products are IBAN4U corporate euro accounts, card issuing and BIN sponsorship, SEPA Direct Debit, international payments and BaaS. Payments run over SEPA and SEPA Direct Debit, and international payments cover more than 60 currencies.

Digital assets A separate Digital Assets and Web3 section describes IBAN accounts and card issuing for licensed exchanges, custodians and digital-asset businesses, including DeFi companies.

Eligibility and safeguarding The website states that an EU entity is not required, but no exhaustive country list was found, so being able to apply does not mean every jurisdiction is accepted. According to its disclosure, client funds are kept separate from its own funds and are not lent out.

Who it suits Companies and financial or crypto platforms needing euro IBAN accounts, cards and SEPA collection. Fees and limits should be confirmed directly.