Columbia Bank

Columbia Bank, also known as Umpqua Bank, offers four business checking accounts: Community, Marketplace, Premier and Analyzed Business Checking. The bank states FDIC membership, with statutory coverage limits, ownership categories and eligibility applying.

Accounts and features

The accounts include a debit card, downloads for QuickBooks and mobile banking. Premier Business Checking additionally uses Reverse Positive Pay, a control that helps a company review the cheques presented against its account. Fraud controls and QuickBooks downloads are listed among the bank's services for business customers.

Fees

The published monthly fees are $10 for Community Business Checking, or $7 with paperless statements, and $25 for Marketplace, or $22 paperless. Premier costs $100 a month. The bank notes that a fee waiver is available depending on conditions, which are not detailed in the profile.

Who it suits

The range suits US businesses from small firms with simple needs to larger companies that need analysed accounts and cheque fraud controls. Companies should compare the fee waivers and the Analyzed Business Checking terms with the bank, since the pricing for that account is not published in the profile.