Capital One

Capital One is a US bank, operating through Capital One, N.A., that offers deposit accounts for businesses. Its small-business range covers checking and savings, with domestic wire transfers priced on the application page.

Accounts

The bank lists three products. Basic Checking is intended for everyday operations, Enhanced Checking for heavier use, and Advantage Savings for balances a company wants to keep aside. All three are offered to businesses, and the account application publishes the fees for domestic wires.

Fees

According to the bank, Basic Checking costs $15 a month, waived with a $2,000 balance. Enhanced Checking costs $35 a month, waived with a $25,000 balance. The balance-based waiver means a company that keeps enough funds in the account can avoid the monthly charge altogether.

Deposit protection

The bank discloses FDIC membership. Statutory limits and eligibility rules apply, so coverage depends on the depositor and the ownership category.

Who it suits

The accounts fit US small businesses that want a traditional bank with transparent monthly pricing and a balance threshold to remove fees. Companies with foreign-currency or high-volume payment needs should compare other options.