BMP

BMP, also known as BMP Money Plus, is a regulated fintech platform in Brazil that offers banking-as-a-service (BaaS), digital accounts, card products and credit infrastructure for businesses and fintechs. Pix is the payment channel named.

Services

The listed services are BaaS, digital accounts, Pix, cards and credit infrastructure. A fintech or software platform can use these building blocks to launch accounts and card programmes without becoming a bank itself.

Clients

Published target segments are fintech companies, banks and financial institutions, businesses and enterprises, and software platforms. The company does not guarantee eligibility for every applicant.

Scope

The source stresses that BMP is a provider of financial infrastructure. Its products should not all be read as bank deposits, and the company should not be credited with every BIN that its clients use. That matters for anyone assessing a card programme: the issuing structure behind a particular BIN needs separate confirmation.

Who it suits

Brazilian fintechs, banks and software companies looking for a technology and regulated-partner layer for accounts, Pix and card issuance. Fees, licences and integration terms should be requested.