Banco de Crédito e Inversiones

Banco de Crédito e Inversiones, branded as Bci, is a Chilean bank that offers business accounts, digital payments and a business debit card. Two accounts are described: Cuenta Empresa and Cuenta Digital.

Cuenta Digital The digital version is serviced without a dedicated account manager and is opened online. It has its own eligibility rules. The company must be Chilean and its owners must be Chilean, under the stated Empresa en un Día route, and there are separate requirements for the legal form and for previous turnover. Foreign-owned companies are therefore not the target group for this option.

Cuenta Empresa Cuenta Empresa is the business plan for companies that want a fuller relationship with the bank. The material does not list its fees or its requirements, which should be checked directly.

Who it suits The Cuenta Digital suits small Chilean businesses, especially new companies registered through the quick-incorporation route, that are comfortable managing finances online. Firms that prefer a named manager, or have foreign shareholders, should ask the bank about Cuenta Empresa. Monthly charges and card terms are not stated in the material.