BAC Costa Rica

BAC Costa Rica is the Costa Rican bank of the BAC group, offering merchant acquiring to affiliated businesses. The services are physical POS terminals, MiPOS for mobile acceptance and Compra Click payment links.

Services POS suits shops with a counter, MiPOS lets a merchant accept cards through a mobile device, and Compra Click links let a business collect payment online or remotely without building a full web shop. Together they cover in-person, mobile and distance sales under one acquirer.

Published fees The local FAQ page states a commission of 1.95% for domestic cards and 2.50% for international cards. These rates are specific to Costa Rica and should not be applied to other countries in the group. Hardware charges, settlement times and any monthly minimums are not stated in the material.

Who it suits The offer fits Costa Rican retailers and small online sellers that want a local bank acquirer with a clear published rate. Merchants with high volume or a large share of international cards can compare the 2.50% rate against alternatives and ask the bank whether a negotiated tariff is available.